How to Save For The Cost of College Education

Price of college education

College can be one of the most rewarding and beneficial experiences in a person’s life. But college education costs are high, and with no ceiling in sight, learning how to budget for a quality college education will be helpful. You cant put a price on education, but the price of college education leaves something to be desired.
Depending on what type of school a person is interested in attending is important. Community colleges offer many of the same courses major universities offer at a fraction of the cost and students of many community colleges can still get the college experience of living and studying on campus that those at universities or state colleges offer. College education cost associated with community college is a affordable to most people, making it a viable education option. Getting an education at a state college or private university also has perks. World class educational institutions often produce some of the most talented, productive members of society. So, no matter which route a person takes, learning how to afford the college education cost will be key to a successful college experience.
It can take years to save for college before school and still more to cover the cost of a college education once graduated. However, tax benefits help make saving specifically for college and other education expense possible. Specialized accounts and investment tools can help when figuring out the cost of college education.
While considering which savings tool is right for you, be sure to consider the fees, potential returns, investment options and risks.
One way to tackle the college education cost is through a 529 College Savings plan. This plan is provided in part, by the state in which you live, and offers tax free growth for investments. No federal taxes are withdrawn if funds are used specifically for room and board, tuition, books and other college expenses.
Setting up a bank account specifically for college education cost, is another way people manage college savings. Some families prefer traditional bank based savings accounts. And while you cannot lose money in these accounts, they provide no tax breaks. Interest will only increase based on what you put in.
Using other forms of accounts are another way people save for college education cost. These options include a custodial bank or brokerage account, which also offer no tax advantage. They can be opened on behalf of a child or as part of a Coverdell Education Savings Account, which has a contribution limit of $2,000 per child.

How You Could Be Half a Million Dollars Better Off with a College Degree

Communications degree

International statesman Nelson Mandela once said: ?Education is the most powerful weapon which you can use to change the world,? and the truth is he was right. Not only can a more educated population bring about positive change in the world, it can also positively change the lives of those who pursue it. From a BA Elementary Education to a Masters in Medical Laboratory Science, the value of a degree cannot be overstated. In terms of career prospects and earning potential graduates tend to be better off than their counterparts without degrees.

In fact, the median annual salary for a person educated to Bachelor?s degree level is $45,500, according to a 2012 Pew Research report, placing it well above the $30,000 in ann Read more »

Are You Looking for a Great Preschool Education for Your Children?

Elementary spanish curriculum

The college visit for your 16 year old daughter took an interesting turn when she mentioned her interest in getting a least a minor, if not a major in Spanish. Although your daughter knows that she wants to follow the premed track and major in biology for her undergraduate degree, she is still trying to decide whether or not to stick with her love for the Spanish language, a love that began when she had her very first preschool Spanish lessons. Those early lessons were a small part of her Montessori education, but they sparked an interest that has lasted through her first two years in high school.
When your daughter explained that she was enrolled in Honors Spanish IV for her high school junior year and that she intended to take Advanced Placement Spanish her senior year, the admissions coun Read more »

Wow! The Amazing Benefits of Online Learning

Home study courses

Thanks to the Internet, our world seems simultaneously a lot smaller and much more accessible. At the click of a button (or tap on a screen), we can have access to a tremendous wealth of knowledge and information on almost any topic imaginable. Online learning courses are a powerful means to gain access to knowledge that help you complete a required college course, grow in your job position, prepare for a transition in your career path, or simply learn a new hobby. Here are some of the amazing benefits of online learning.

First, it is beneficial for college students because it can be an easy way to take a course that they otherwise wouldn’t be able to because of schedule conflicts. It has been found that 32% of higher educatio Read more »

Positions Available in the Medial Industry

Medical assistant duties in urgent care

Want to make a difference in the world? Want a career you can be proud of? Sick of living paycheck-to-paycheck? Join the medical industry. Stable, life-changing careers are available in the fields of medical assistant, medical billing and coding, and pharmacy technician. These professions can allow you to earn a great living while making a difference in people’s lives. Medical assistant training, medical billing and coding training, and training to become a pharmacy technician are available at a fraction of the cost of a traditional bachelor’s degree.

The demand for medical coding and billing specialists increased from 2014 to 2015 by an estimated 15%. This is an industry that will continue to grow. Medical billing and coding specialists type medical information and may have flexib Read more »

4 Unexpected Benefits of Enrolling Your Child in Daycare

early childhood education

In today’s day in age, it is quite normal to have your children attend daycare. More and more parents are joining the workforce, and fewer than one-third of all children have a full-time, stay-at-home parent. Compare this to only one generation ago in 1975, when half of all children had a stay-at-home parent.

However, because infant care and early education is still a relatively new concept for some families, it is important to concentrate on the peace of mind of the parents when discussing child care. We all know that attending child care centers is helpful for both making your child socialize with their peers along with starting education early, but did you know there are some unexpected benefits of placing your child in daycare? Here we explain.

Creating a social circle not only for your child but you
It is no secret that placing a child into any early childhood education facility can be a trying time. But, you have to remember that you are not alone! There are plenty of parents in your child’s class that are going through the exact same thing, so take advantage of this opportunity to meet up with people in the same boat as you.

Boost their immune system
While sore throats and sniffly noses may cause a headache at first, know that those common colds all throughout daycare are working hard to make your child healthier down the line. Being around their peers will boost their immune systems so much so that it is likely your child will heal faster compared to a child who is around the same people every day.

Add variety to their diet
Your child will be fed plenty of interesting snacks in daycare — things you may not have even thought of. So take advantage of this variety and be open to it; who knows, this may be the time where your child decides they suddenly love broccoli!

A predictable nap routine
We get it, there are different things that get in the way of your child’s nap time. But at daycare, your child will have a nap at the same time every day, making a happier child and a less stressed out parent!

Who knew there were such unexpected benefits of early childhood educational facilities? If you are interested in learning more, please contact our teachers today.

Traditional Four Year College Versus Technical School

What do medical coders do

As you graduate from high school, you are expected to plan the rest of your life. Friends and relatives are constantly asking you, where are you going to college or where are you going to work? While a four year college was once the norm, more and more high school graduates are heading into a technical college. Technical schools differ in many ways from a traditional four year college. While you begin to plan for the rest of your life, consider the differences between the two types of schools.

Unnecessary pre requisite classes

You will find that many four year colleges are filled with unnecessary classes that do little to advance your working knowledge and skills. This is one of the reasons that it takes four years of a full time course load to achieve a degree. The first two yea Read more »

Traditional Child Care Versus Private Preschool Which Do You Believe Would Be of Greater Benefit?

Benefits of full day pre-k

Rather than having your son or daughter attend a traditional child care center, have you considered enrolling them in a private preschool? If your child is 3 or 4 years of age, they may be ready to attend preschool. While some preschools may offer part-time programs, others have full-day care available.

The Benefits of Private Preschool Programs

You may also be interested to know that private preschools stress the importance of early education and development. When your child attends a private preschool, they will also receive more individualized attention.

While there are several benefits to attend Read more »

Sending Your Child to Preschool? 3 Points Worth Keeping in Mind

High school

Does preschool matter? Most research would seem to indicate that the answer is ?yes.? A student?s experience in preschool can have profound effects on their life later on. According to one study, for example, children enrolled in preschool will then perform 21% better on math and reading tests than their kindergarten companions who did not enroll.

Being comfortable with subject matter can have a large influence on how a student approaches the rest of their educational experience: do they move forward with an eager desire to learn, or trepidation over whether or not they will be able to understand the subject matter? Here are 3 things you should keep in mind as you consider preschool options for Read more »

Could Private Middle School Be What Your Child Needs?

Top rated private schools in florida

Everyone wants what is best for their child, but parenting does not come with a manual. Sure there are plenty of parenting books out there, but every child is different, just as every parent is different. You are not going to find every single answer you would love to have about your family within the pages of a parenting book. Some things you will figure out as you go. And while there may be times that seem incredibly trying, and you seem to be out of answers or options, just keep in mind that as long as you are guiding your child in the ways of being a decent human to others, you will be doing well.

It will also be helpful for you to take a look at who is helping to raise your child, as it does indeed take a village. Family members, perhaps friends or neighbors are often invol Read more »

From Preschool to College: Making The Right Academic Decisions For Your Child

preschoolSelecting a preschool for your child can seem like such a daunting task. As a parent who just wants the best for their child, you’re scrutinizing schools in hopes of finding the top rated, safest and overall best preschool in the area. It’s important to take the time you need to make the decisions you feel are best for your child, but keep in mind that your academic decision-making is far from over. Fortunately, there are many resources available to help you make these difficult decisions that could have a substantial effect on your child’s path in life.

There are 30,861 private schools in the United States, educating 5.3 million PK-12 students. Private schools account for 24% of the nation’s schools and enroll 10% of all PK-12 students. One of the main benefits of enrolling your child in a private school is the smaller class size. Most private schools are small; 86% have fewer than 300 students. This may not seem like a big difference, but in reality, the smaller class size drastically increases the amount of time students can work with their teachers one-on-one. This means students enrolled in a preparatory school as opposed to a public high school consistently score higher on their SAT’s. Average national SAT scores were 497 in reading, 514 in math, and 489 in writing. Students in independent schools scored 541, 579, and 550.

While it may seem ideal to enroll your child in a private school, the sad reality is that not every family can afford it – especially parents with multiple children. If you want the best education for your child but can’t afford the costly tuition that goes along with it, don’t worry. Children who attend preschool do 21% better on math and reading tests in kindergarten than children who do not attend. That’s right – preschool attendance can also drastically improve your child’s math, reading, and overall cognitive abilities. Additionally, in a review of three separate studies, 80% of children who participated in preschool programs outperformed their peers who did not participate in high-quality early care and education programs. As you can see, getting your child into the honors program later in life could be as easy as assuring they go to preschool.

Overall, making the right academic decisions for children is absolutely vital to their well-being. If you can’t afford to send them to a private school, you can still sign them up for a reputable preschool and rest assured that your child will be ahead of the game when it comes to their education.

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