How to Save For The Cost of College Education

Price of college education

College can be one of the most rewarding and beneficial experiences in a person’s life. But college education costs are high, and with no ceiling in sight, learning how to budget for a quality college education will be helpful. You cant put a price on education, but the price of college education leaves something to be desired.
Depending on what type of school a person is interested in attending is important. Community colleges offer many of the same courses major universities offer at a fraction of the cost and students of many community colleges can still get the college experience of living and studying on campus that those at universities or state colleges offer. College education cost associated with community college is a affordable to most people, making it a viable education option. Getting an education at a state college or private university also has perks. World class educational institutions often produce some of the most talented, productive members of society. So, no matter which route a person takes, learning how to afford the college education cost will be key to a successful college experience.
It can take years to save for college before school and still more to cover the cost of a college education once graduated. However, tax benefits help make saving specifically for college and other education expense possible. Specialized accounts and investment tools can help when figuring out the cost of college education.
While considering which savings tool is right for you, be sure to consider the fees, potential returns, investment options and risks.
One way to tackle the college education cost is through a 529 College Savings plan. This plan is provided in part, by the state in which you live, and offers tax free growth for investments. No federal taxes are withdrawn if funds are used specifically for room and board, tuition, books and other college expenses.
Setting up a bank account specifically for college education cost, is another way people manage college savings. Some families prefer traditional bank based savings accounts. And while you cannot lose money in these accounts, they provide no tax breaks. Interest will only increase based on what you put in.
Using other forms of accounts are another way people save for college education cost. These options include a custodial bank or brokerage account, which also offer no tax advantage. They can be opened on behalf of a child or as part of a Coverdell Education Savings Account, which has a contribution limit of $2,000 per child.

4 Unexpected Benefits of Enrolling Your Child in Daycare

early childhood education

In today’s day in age, it is quite normal to have your children attend daycare. More and more parents are joining the workforce, and fewer than one-third of all children have a full-time, stay-at-home parent. Compare this to only one generation ago in 1975, when half of all children had a stay-at-home parent.

However, because infant care and early education is still a relatively new concept for some families, it is important to concentrate on the peace of mind of the parents when discussing child care. We all know that attending child care centers is helpful for both making your child socialize with their peers along with starting education early, but did you know there are some unexpected benefits of placing your child in daycare? Here we explain.

Creating a social circle not only for your child but you
It is no secret that placing a child into any early childhood education facility can be a trying time. But, you have to remember that you are not alone! There are plenty of parents in your child’s class that are going through the exact same thing, so take advantage of this opportunity to meet up with people in the same boat as you.

Boost their immune system
While sore throats and sniffly noses may cause a headache at first, know that those common colds all throughout daycare are working hard to make your child healthier down the line. Being around their peers will boost their immune systems so much so that it is likely your child will heal faster compared to a child who is around the same people every day.

Add variety to their diet
Your child will be fed plenty of interesting snacks in daycare — things you may not have even thought of. So take advantage of this variety and be open to it; who knows, this may be the time where your child decides they suddenly love broccoli!

A predictable nap routine
We get it, there are different things that get in the way of your child’s nap time. But at daycare, your child will have a nap at the same time every day, making a happier child and a less stressed out parent!

Who knew there were such unexpected benefits of early childhood educational facilities? If you are interested in learning more, please contact our teachers today.

Traditional Four Year College Versus Technical School

What do medical coders do

As you graduate from high school, you are expected to plan the rest of your life. Friends and relatives are constantly asking you, where are you going to college or where are you going to work? While a four year college was once the norm, more and more high school graduates are heading into a technical college. Technical schools differ in many ways from a traditional four year college. While you begin to plan for the rest of your life, consider the differences between the two types of schools.

Unnecessary pre requisite classes

You will find that many four year colleges are filled with unnecessary classes that do little to advance your working knowledge and skills. This is one of the reasons that it takes four years of a full time course load to achieve a degree. The first two yea Read more »

Traditional Child Care Versus Private Preschool Which Do You Believe Would Be of Greater Benefit?

Benefits of full day pre-k

Rather than having your son or daughter attend a traditional child care center, have you considered enrolling them in a private preschool? If your child is 3 or 4 years of age, they may be ready to attend preschool. While some preschools may offer part-time programs, others have full-day care available.

The Benefits of Private Preschool Programs

You may also be interested to know that private preschools stress the importance of early education and development. When your child attends a private preschool, they will also receive more individualized attention.

While there are several benefits to attend Read more »

Sending Your Child to Preschool? 3 Points Worth Keeping in Mind

High school

Does preschool matter? Most research would seem to indicate that the answer is ?yes.? A student?s experience in preschool can have profound effects on their life later on. According to one study, for example, children enrolled in preschool will then perform 21% better on math and reading tests than their kindergarten companions who did not enroll.

Being comfortable with subject matter can have a large influence on how a student approaches the rest of their educational experience: do they move forward with an eager desire to learn, or trepidation over whether or not they will be able to understand the subject matter? Here are 3 things you should keep in mind as you consider preschool options for Read more »

Could Private Middle School Be What Your Child Needs?

Top rated private schools in florida

Everyone wants what is best for their child, but parenting does not come with a manual. Sure there are plenty of parenting books out there, but every child is different, just as every parent is different. You are not going to find every single answer you would love to have about your family within the pages of a parenting book. Some things you will figure out as you go. And while there may be times that seem incredibly trying, and you seem to be out of answers or options, just keep in mind that as long as you are guiding your child in the ways of being a decent human to others, you will be doing well.

It will also be helpful for you to take a look at who is helping to raise your child, as it does indeed take a village. Family members, perhaps friends or neighbors are often invol Read more »

From Preschool to College: Making The Right Academic Decisions For Your Child

preschoolSelecting a preschool for your child can seem like such a daunting task. As a parent who just wants the best for their child, you’re scrutinizing schools in hopes of finding the top rated, safest and overall best preschool in the area. It’s important to take the time you need to make the decisions you feel are best for your child, but keep in mind that your academic decision-making is far from over. Fortunately, there are many resources available to help you make these difficult decisions that could have a substantial effect on your child’s path in life.

There are 30,861 private schools in the United States, educating 5.3 million PK-12 students. Private schools account for 24% of the nation’s schools and enroll 10% of all PK-12 students. One of the main benefits of enrolling your child in a private school is the smaller class size. Most private schools are small; 86% have fewer than 300 students. This may not seem like a big difference, but in reality, the smaller class size drastically increases the amount of time students can work with their teachers one-on-one. This means students enrolled in a preparatory school as opposed to a public high school consistently score higher on their SAT’s. Average national SAT scores were 497 in reading, 514 in math, and 489 in writing. Students in independent schools scored 541, 579, and 550.

While it may seem ideal to enroll your child in a private school, the sad reality is that not every family can afford it – especially parents with multiple children. If you want the best education for your child but can’t afford the costly tuition that goes along with it, don’t worry. Children who attend preschool do 21% better on math and reading tests in kindergarten than children who do not attend. That’s right – preschool attendance can also drastically improve your child’s math, reading, and overall cognitive abilities. Additionally, in a review of three separate studies, 80% of children who participated in preschool programs outperformed their peers who did not participate in high-quality early care and education programs. As you can see, getting your child into the honors program later in life could be as easy as assuring they go to preschool.

Overall, making the right academic decisions for children is absolutely vital to their well-being. If you can’t afford to send them to a private school, you can still sign them up for a reputable preschool and rest assured that your child will be ahead of the game when it comes to their education.

Three Common Requirements for Preschool

Academic preschool programs

Letting your child go to preschool can be a terrifying step in a mother’s journey. You gave your child life, your baby has spent every waking moment with you. Every time they’ve cried, you’ve been there to dry their eyes. Every accomplishment they’ve had, you were the one that taught it to them and the one cheering them on. All the sudden, you’re going to entrust their care and education in the hands of someone else.

You know the many benefits of academic preschool and understand that through preschool your child will develop a foundation that will serve them through their educational careers. You know that academic preschool programs help child Read more »

Learning Spanish In Preschool How It Works

Preschool spanish curriculum lessons

Learning a new language isn’t easy — and it definitely isn’t easy when you get older. Many of us hate the fact that we’re just monolingual. Knowing nothing but your mother tongue can hinder a person when they’re competing against polyglots for jobs. In fact, many jobs now only consider applicants that can speak two or more languages. Even graduate school admissions are affected by a person’s ability to speak multiple languages — or their lack thereof. While it’s not impossible to learn a new language as an adult, it’s certainly much easier to do so when you’re younger. So why not consider assisting your child in this endeavor? Perhaps the most valuable language for Americans to learn is Spanish. Spanish is used in many different professional fields, and for that matter the close Read more »

How Spanish for Preschool Can Change the World

Childrens spanish curriculum

This world, though vast and varied, is growing smaller with each new invention and connected device. There are more and more individuals deserting the standard formula and expectations of getting a job and settling down in one place. People are realizing that this beautiful world is worth wandering and exploring. And even for those staying put, there are more and more opportunities to interact with people from other cultures and people who speak other languages. One way that you can help to encourage this interaction and openness is by getting your children involved from a young age. Spanish for preschoolers is a great way to introduce your young ones to other cultures.

The many benefits of Spanish for preschools
Learning a new language is the perfect window into anothe Read more »

Giving the Gift of Education The Statistical Advantage Granted Through Private Education

Coconut creek preschool

Our daily lives are fueled by the need to work in order to provide for our families; this is colloquially referred to as that “daily grind.” Although Americans are making more money per hour today than previous years, one must also take into account the cost of living changes that have occurred over the decades. In 1975 the average cost of a new home would be $209,417 in 2015 dollars while today’s equivalent in minimum wages for 1975 would have been $9.16 per hour; compare that to 2015′s average for a home at $270,200 and minimum wage of $8.25 per hour! It is no surprise to learn that parents are spending more time at work with roughly two-thirds of children between the ages of two and four years old attending part time or full time child care centers.

The Age of Learning

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