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Cancellation:  Mastercard can cancel these benefits at any time or choose not to renew insurance coverage for all Cardholders. It does not intend to be a complete description of all terms, conditions and exclusions of the policies or other benefits, all of which are subject to change by Mastercard or the underwriters or other service providers at any time and without prior notice. The air miles will be credited to your Air Miles account within 60 working days after the annual membership fee has been paid. HSBC offer a wide range of credit cards suited to any application. Add your HSBC credit card to an Apple Pay, Google Pay or Samsung Pay device to enjoy payment in a fast and easy way. If not, find out how to get upgraded to President's Circle status on the Mastercard's Hertz Benefit page. strikes or labor disputes which existed or of which advance warning had been given prior to the date on which a trip was booked; the withdrawal from service temporarily or permanently of any Common Carrier Conveyance on the orders or recommendations of any Port Authority or the Aviation Agency or any similar government body in any country; Cardholder's statement of Account showing it is eligible at the Purchase of the Common Carrier Conveyance tickets. Violence: means the use of physical force; or threatening use of physical force; or mental intimidation with the intent of committing harm that may cause a loss to an Insured Person. In the event of a claim, the following procedures should be followed: Please note, there may be additional information requested at times in order to process your claim. Issuer:   means a bank, financial institution (or like entity) or Corporation and/or Government Institution (CGI) that is admitted or and/or authorized by Mastercard to operate a Mastercard card program in the Issuing Territory. Rental Car:  means a land motor vehicle with four or more wheels, which the eligible Insured Person has rented during a Rental Period, as of time shown in the Rental Car Agreement. An Emergency Medical Evacuation means (a) a legally licensed Physician certifies that the severity the Insured Person's medical condition warrants immediate transportation from the place where the Insured Person is injured or sick to the nearest hospital where appropriate medical treatment can be obtained; or (b) after being treated at a local hospital, the Insured Person's medical condition warrants transportation to his/her then current place of residence to obtain further medical treatment or to recover; or (c) both (a) and (b) above. The card is hard to recommend because it doesn’t do enough to justify its $395 annual fee. Obtaining a travel insurance confirmation letter has never been easier, as you can generate a letter online seamlessly and immediately for your Schengen or other visa requirements. Limited Time Complimentary Parking Validity: For all Valtrans locations with limited time complimentary parking validity, the maximum time period that a single visit can amount to, is set out in the table above. Expert assistance services are provided for tracking and locating lost Luggage. Covered Purchases do not have to be registered. Choose from two great offers to help you unwind. Minor Accidents: means, including but not limited to, parking lot dings, dents, broken windshield, damaged wheel only. The Cardholder must take all reasonable measures to protect, save and/or recover the property. ATM Robbery and Assault Protection do not cover any loss, fatal or non-fatal, caused by or resulting from: Account:  means an International Use Mastercard® Black Card account that is open and in good standing (not cancelled, suspended or delinquent) at the time of: AIG (The Company): means the Company underwriting the Insurance Coverage. If a benefit/program is cancelled, cardholders will be notified in advance, as soon as reasonably practical. Luggage: means any case(s) used to carry belongings when traveling such as suitcases, trunks, and bags of travelers that is “checked” with and under the possession and control of a Common Carrier Conveyance. Rental Company: means any commercial vehicle licensed rental agency which rents Rental Cars. Benefits are provided for Reasonable and Customary towing charges, due to a covered loss, to the nearest qualified repair facility. A copy of the Police Report, which must be filed within 36 hours of the ATM Robbery or Assault; Documentation detailing the event, injury or death, including newspaper articles, certified copies of: medical evidence reports, attending physician statements, coroner reports and death certificate; Transaction verification confirming the ATM transaction (receipt or bank record) indicating the time of withdrawal and amount. Coverage is provided automatically when the entire cost of the Common Carrier Conveyance passenger fare has been charged to your eligible Mastercard® Black Card and/or has been acquired with points earned by an eligible Rewards Program associated with your Mastercard® Black Card (i.e. The information contained herein is provided solely for general informational purposes. an original purchase receipt showing payment of the item was made entirely with the eligible Mastercard® Black card; legible copies of all warranty information including, but not limited to: the manufacturer’s original warranty; the store warranty, or any other applicable extended warranty; copy of the repair estimate or itemized repair bill; copy of shipping invoice, if Covered Purchase is shipped via courier to a manufacturer authorized repair network, within the Cardholder Home Country, for repair or repair estimate; Cardholder's statement of Account showing it is eligible at the time of Purchase of the Covered Purchase. Claim Notification Period:  Within ninety (90) days from the date of loss. Spouse: means the husband or wife or domestic partner of the Cardholder as legislated and/or regulated by the local law and who is living at the same residence as the Cardholder in the Cardholder’s Home Country. mileage points for travel). Covered Trip: means a trip where (a) the Insured Person’s full fare for a Common Carrier Conveyance has been charged to an eligible Account or (b) purchased with an eligible card that received mileage points, and other similar discounts from reward programs for travel issued by Mastercard or a Mastercard International Issuer, or (c) both point (a) and (b) of this definition and by an Insured Person on behalf of another Insured Person. Spouse: means the husband or wife or domestic partner of the Cardholder as legislated and/or regulated by the local law and who is living at the same residence as the Cardholder in the Cardholder’s Home Country. Trip Cancellation Coverage:  Benefits may be provided for trips that are cancelled due to an unexpected death, Serious Injury or Sickness of the Insured Person, the Insured Person’s Traveling Companion, or immediate family member(s) of the Insured Person. 1 Eligible spend excludes cash advances, fees, balance transfers, cheques, refunds, interest or any other charge. Special transportation includes, but is not limited to, air ambulances, land ambulances, and private motor vehicles. You are wholly responsible for use of the Site by any person using your computer and you must ensure that any such person complies with these Terms. The insurance coverage does not cover any loss or damages caused by or resulting from: At the time of the accident or when you return the Rental Vehicle, be sure to immediately request the Rental Company to provide you with: Account:  means an International Use Mastercard® Black Card account that is open and in good standing (not cancelled, suspended or delinquent) at the time of loss. Our website doesn't support your browser so please upgrade. If Covered Purchase is shipped via courier to a manufacturer authorized repair network, within the Cardholder Home Country, for repair or repair estimate, shipping costs up to USD 25† per occurrence will be covered. Blocking your card will stop: cash withdrawals; contactless payments; online and in-store shopping; digital wallet payments, such as Apple Pay or Google Pay ; debit card subscriptions (e.g. The Company: means a Member Company of AIG Insurance Company underwriting the Insurance coverage, and/or corresponding Reinsurer, if applicable. Mastercard® Black Cardholders, their Spouse/Domestic Partner and Dependent Children. Submit all required information as outlined above by either: c/o Program Administrator at Sedgwick Claims Management Services, Inc. Where allowable by law, Benefit for loss of life is payable to the beneficiary designated by the Insured Person. 200 per day will be provided for each day an Insured Person is hospitalized up to a maximum confinement period of 30 days, subject to one (1) day deductible. Provision of services is subject to availability and applicable legal restrictions. Additionally, if the above definition has been met and a change in airfare and/or change in flight and/or a class upgrade occurs, which was made with another means of payment or Rewards Program, it will also be considered a Covered Trip; however the maximum sum insured benefit amount will be based on the eligible class for the original passenger fare purchase and this will be the only benefit amount applicable. Complete provisions pertaining to these plans of insurance are contained in the Master Policy(ies) on file with the Plan Administrator, Affinity Insurance Services, Inc., on behalf of Mastercard Worldwide, Latin America and Caribbean Region in Purchase, New York, USA. If your Luggage is delayed beyond four (4) hours after the actual arrival time at the intended destination, you will be eligible to receive up to USD. If your form is submitted outside of these times, we will call you back on the next working day. Enjoy 150,000 sign-up air miles with your new HSBC Black Credit Card and receive 75,000 anniversary air miles on renewal of your membership from the second year onwards. a Pre-existing Condition, as defined herein; services, supplies or treatment, including any period of hospital confinement, which was not recommended, approved and certified as necessary and reasonable by a Physician; routine physical (including well-child care), laboratory diagnostic, x-ray examinations or other examinations, where there are no objective indications or impairment in normal health; cosmetic or plastic surgery, except as the result of an accident; dental care, except as the result of injury to sound, natural teeth caused by accident; eyeglasses, contact lenses, hearing aids, and examination for the prescription or fitting thereof, unless injury or sickness has caused impairment of vision or hearing; expenses incurred in connection with weak, strained, or flat feet, corns, calluses, or toenails; a connection with a deviated septum, including sub mucous resection and/or other surgical correction thereof; any mental, nervous or emotional disorders or rest cures; Pregnancy: sickness or injury related to pregnancy will not be covered if the sickness or injury occurs within 3 months (three months before / three months after) of the expected (or actual) delivery date. Domestic Partner: means an opposite or a same sex partner who has met all of the following requirements for at least 12 months:  (1) resides with the Insured Person at Insured Person's principal residence; (2) shares financial assets and obligations with the Insured Person; (3) is not related by blood to the Insured Person to a degree of closeness that would prohibit a legal marriage; (4) is at least the age of consent in the state in which they reside; and (5) neither the Insured Person or Domestic Partner is married to anyone else, nor has any other Domestic Partner. Every time you shop at any of the Air Miles partners remember to use your Air Miles card and your HSBC Black Credit Card to earn more miles faster. Benefits will not exceed the actual amount charged to the eligible Mastercard® Black Account or the benefit maximum. means a trip where (a) the Insured Person’s full fare for a Common Carrier Conveyance has been charged to an eligible Account or (b) purchased with an eligible card that received mileage points, and other similar discounts from reward programs for travel issued by Mastercard or a Mastercard International Issuer, or (c) both point (a) and (b) of this definition and by an Insured Person on behalf of another Insured Person. Hospital:  means a place that: (a) holds a valid license (if required by law); (b) operates primarily for the care and treatment of Sick or injured persons; (c) has a staff of one or more Physicians available at all times; (d) provides 24-hour nursing service and has at least one registered professional nurse on duty at all times; (e) has organized diagnostic and surgical facilities, either on premises or in facilities available to the Hospital or a pre-arranged basis; and (f) is not, except incidentally, a clinic, nursing home, rest home, or convalescent home for the aged, or a facility operated as a drug and/or alcohol treatment center. In addition to the General Exclusions, coverage is not available: Repatriation of Remains:  If the Insured Person suffers a loss of life while 100 or more miles (160 kilometers) away from his or her home residence or outside his or her Home Country, benefits are provided for reasonable expenses to preserve and return the body home. Arbitration:  Any dispute regarding the terms of any Master Policy(ies) of insurance, including any question regarding its existence, validity or termination will be referred to and resolved by arbitration and in accordance with the arbitration rules/regulations of the country where your Mastercard card account has been issued. AIG (The Company) and/or corresponding Reinsurer, if applicable, will not be liable to provide any coverage or        make any payment hereunder if to do so would be in violation of any sanctions law or regulation which would expose AIG (The Company) and/or corresponding Reinsurer, if applicable, its parent company or its ultimate controlling entity to any penalty under any sanctions law or regulation. While most HSBC cards offer a signup bonus of some sort, the HSBC Premier World Elite Mastercard® credit card has the most valuable bonus by far. ” means an Insured Person who is confined to a Hospital, under the recommendation of a Physician, and for whom a room and board charge is made. You can choose from repayment terms of 6,12 or 24 months at interest rates as low as 0.75%3 per month. For luxury travel planning, access to the best in fine dining, and exclusive events for your entertainment, let the World Elite Concierge take care of everything for you while you make the most of your time. Home Country:  means the country where an Insured Person has his/her true, fixed and permanent home and principal establishment, and to which whenever he/she has the intention of returning, which must be the same as the Issuing Territory of the Mastercard® Black card. Important information. We will work to arrange any medical assistance and Emergency Evacuation services. Cash instalment plan . Policy:  means a contract of insurance and any attached endorsements or riders issued to Mastercard. In order to be eligible for coverage cardholder must pay all associated taxes, shipping & handling fees and any other required fees to your Mastercard® Black Card and/or with reward points associated to your Mastercard® Black Card. Find out more about the programme and discover exciting offers on the Air Miles website. The cardholder enjoys travel and culinary experiences along with great shopping offers. Collect air miles on everyday shopping from a huge range of Air Miles partners including Spinneys, Sharaf DG, Careem, Toy Store, Agoda and many more. means a person who has an eligible Account and whose name is on the surface (embossed or other) of an eligible Mastercard® Black Card provided by an Issuer in the issuing territory. Payment of claims will be made in local currency where required law, with the official Foreign Exchange Rates published on the date the claim is paid. If you're new to HSBC UAE, you can instantly confirm your eligibility online and get an approval in principle. All you have to do is download the app and enjoy instant booking, guest discounts and more convenience to search, book and play golf in the UAE than ever before. After you have submitted the application, we will begin reviewing your application on the next business day following submission. Insurance coverage is underwritten by approved Member Companies of AIG Insurance Company and/or corresponding Reinsurer, if applicable. Mastercard details for the HSBC Mastercard. The Black Card has no limit on the benefits for you. The ATM Robbery benefit is limited to a maximum benefit of USD. With rental collision and loss damage Waiver on your HSBC Black Credit Card you enjoy insurance on rental vehicles and hence you're covered for physical damage to the rental car in addition to loss of use, theft, and natural calamities, vehicle towing and vehicle drop off charges. Brothers and sisters, in equal shares; or. This coverage provides benefits up to USD. This site is primarily intended for those who access it from within Bermuda. Add or update your credit card alert preferences online, anywhere, anytime. Emergency Family Travel Costs:  If an Insured Person is traveling alone and is hospitalized for more than three (3) days while outside of his/her Home Country, benefits can be provided to bring one (1) immediate family member or friend chosen by the Insured Person to and from the Insured Person's bedside. Covered Purchases must be purchased entirely with the Mastercard® Black card and/or have been acquired with points earned by a rewards program associated with the Mastercard® Black card. The information contained herein is provided solely for general informational purposes. Submission Period:  No later than one hundred eighty (180) days from the date of Claim Notification. Convert your credit limit into cash or transfer the outstanding balance from other cards. Schedule of services and tariffs, balance transfer terms and conditions and credit card agreement terms and conditions apply. Receive assistance no matter how big or small your request: from travel planning, dining reservations, and tickets reservations for sporting events and shows. Provision of services is subject to availability and applicable legal restrictions. Property Damage:  means physical injury to, destruction of or loss of use on tangible property due to an unforeseen event. Failure to give notice within ninety (90) days from the date of the incident may result in a denial of the claim (please refer to the section, “How to File a Claim”). Account:  means an International Use Mastercard® Black Card account that is open and in good standing (not cancelled, suspended or delinquent) at the time of Purchase of the Covered Purchase. Up to 7% discount at more than 180,000 hotels worldwide with Agoda.com. This does not include carry-on items. Insurance coverage or benefits provided by these programs may cease on the date indicated in the Master Policy in existence between Mastercard International and the Insurance Company; or will be terminated on the date your Mastercard card terminates or ceases to be a Valid Account, whichever occurs first. It is your responsibility to provide this information in order to process the claim. Earn double (2) reward points for every $1 spent and redeem your points to book for travel, for cashback, gift cards and much more. The Extended Warranty coverage extends the terms of the original manufacturer’s or store brand Warranty up to one (1) full year for Covered Purchases that cease to operate satisfactorily and required repairs during the period covered. - Cardholder, Spouse/domestic partner & Dependent Children, Emergency Medical Evacuation/Repatriation, Up to USD† 7,500 for roundtrip coach airfare & USD† 250 per Day for up to 5 Days. If the Insured Person’s cat or dog was not in a cattery or kennel for the duration of the Covered Trip. This coverage excludes any benefits paid under Emergency Medical Evacuation/Repatriation. This document is not a Policy, contract, warranty or promise of insurance or other benefit. Infants: while travelling on Common Carrier Conveyance an infant is a child usually under the age of two (2) years old that can be identified as a covered dependent while traveling with the insured cardholder (i.e. Reward Program: means a program developed/offered by Mastercard and Issuer, allowing cardholders to earn value (mileage points, cash, etc.) Spending instalment plan . If a benefit/program is cancelled, cardholders will be notified in advance, as soon as reasonably practical. This applies to Delayed Luggage on any Covered Trip; domestic or international, even in the Insured Person’s city of permanent residence. The next time you are out shopping, just swipe up and authorise the purchase on your phone. A medical condition will not be considered a Pre-existing Condition if it is controlled (not exhibiting symptoms or requiring an adjustment of treatment or medication) throughout the ninety (90) day period by the taking of prescription drugs or medications and travel restrictions are not advised by a licensed Physician. It does not intend to be a complete description of all terms, conditions, limitations, exclusions, or other provisions of any program or insurance benefits provided by, or for, or issued to Mastercard. The Insured Person has incurred treatment for the medical condition related to the Injury or Sickness while on a Covered Trip for the same incident. It does not intend to be a complete description of all terms, conditions and exclusions of the policies or other benefits, all of which are subject to change by Mastercard or the underwriters or other service providers at any time and without prior notice. Highlights of the Card If a benefit/program is cancelled, cardholders will be notified in advance, as soon as reasonably practical. Please visit the Air Miles website to find out more and redeem your miles. To apply, log on to your online banking account and select Online Applications from the Our Products menu. This website uses cookies to establish a secured connection and to present you with targeted advertising. Review the car rental agreement carefully to make sure you are declining CDW/LDW. Failure to give notice within 30 days from the date of the incident may result in a denial of the claim (please refer to the section, “How to File a Claim”). From the left menu, hover over Services and then click Credit Limit Increase. Copies of the Accident Report Form and claim document, which should indicate the costs you are responsible for and any amounts that have been paid toward the claim; Copies of the initial and final car Rental Agreement(s); Copies of the repair estimate or itemized repair bill and two (2) photographs of the damaged vehicle (if available). Confidentiality and Security:  We may disclose all information we collect, as described above, to companies that perform administrative services on our behalf solely in connection with insurance coverage you have received. State-of-the-art microchip technology and a unique 6 digit PIN authentication number for greater security and protection against fraud. Rental Period: means up to 60 consecutive days. Also enjoy 20% discount on food and beverages at REEL Cinemas locations. Terrorist Act:  means the use or threatened use of force or violence against person or property, or commission of an act dangerous to human life or property, or commission of an act that interferes with or disrupts an electronic or communication system, undertaken by any person or group, whether or not acting on behalf of or in any connection with any organization, government, power, authority or military force, when the effect is to intimidate, coerce or harm a government, the civilian population or any segment thereof, or to disrupt any segment of the economy. Any claim for benefits from MasterRental that occurs prior to the effective date of cancellation shall not be prejudiced by the cancellation or non-renewal, subject to the terms and conditions of the Master Policy(ies). We may record calls to help improve our service to you. Benefits will not exceed that actual amount charged to your Mastercard® Black card or the benefit maximum. You'll also receive instant confirmation and best rate guarantee, so you can focus on planning the rest of your trip with more savings to spend while you're there. Covered Purchases: means items purchased entirely with your Mastercard® Black card and/or have been acquired with points earned by a Rewards Program associated with your Mastercard® Black card. Now when you travel for extended periods of time, you can feel at home with discounts of up to 10% on your stay at 2,000 onefinestay properties across Europe, US and Australia. Coverage is provided automatically when the entire cost of the Common Carrier Conveyance passenger fare has been charged to the eligible Mastercard® Black Card and/or has been acquired with points earned by a Mastercard Rewards Program associated with the Mastercard® Black card (i.e. Also enjoy 20% discount on select combos at VOX locations. This document supersedes any guide or program communication you may have received earlier. Third Party: means any person other than the insured, their spouse or domestic partner, child or parent. From travel to culinary experiences, culture and shopping there's no limit to where the benefits can take you. It is your responsibility to provide this information in order to process the claim. By continuing on this website you consent to the use of … Find out more about this cover on Mastercard's Rental Insurance page or call the HSBC Black World Elite Concierge at 800-0444-0899. The Insurance Company has the final authority to determine the outcome of an insurance claim. 1. Traveling Companion: means the person(s) traveling with the eligible Cardholder on the same schedule. Expenses for medical supplies and services must be recommended by the attending Physician, or required by the standard regulations of the conveyance transporting the Insured Person. Nuclear Event:  means Property Damage caused by or arising from nuclear weapons and/or related materials, ionized radiation or contamination by radioactivity resulting from nuclear fuel or from any nuclear waste or from combustion of nuclear fuel. The hefty signup bonus for this card is enough to get you where you want to go — and probably then some. Medical Expenses *:  If an Insured Person suffers an Injury or Illness and needs medical attention while outside of his/her Home Country, benefits are provided for Covered Medical Expenses (a-g and which are not excluded). The Hospital confinement must be recommended by a Physician. All trucks (except Sport Utility Vehicles with Four Wheels unless specifically designed for and off-road use), pickups, full-size vans mounted on truck chassis, campers, off-road vehicles, trailers, motorbikes, motorcycles, and any other vehicle having fewer than four wheels; antique cars (cars that are over 20 years old or have not been manufactured for at least 10 years), limousines or any leased vehicles. The minimum original purchase price must be equal to or greater than USD 50.

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