While we are independent, we may receive compensation from Monzo pots let you put money aside, protected from your daily spending, €7.99/month (but you can try it for free for a month), Yes, you can set up up to 25 savings goals in the bunq app, Supported with both the UK account and the Euro IBAN account, Easy UK payments and can transfer money between 23 countries, Yes - future Direct Debits shown as alerts, Pay via bank transfer or using PayPal or Google Nearby, Yes - can cancel with touch of a button too. We Our table compares fees and services too. You can pay with your card abroad without any fee with Monzo, Starling, Revolut and Monese. Learn how we maintain accuracy on our site. See your last 50 transactions or up to three months of transactions. Starling also offers an in-app Marketplace so users can access other financial services and you can apply for a bigger loan than you can with Monzo. The London-based company competes with the likes of Germany's N26 and U.K. rivals Monzo and Starling. There are three kinds of insurances they can offer. Should you get a current account, a savings account, or both? You’ll get notifications when payments leave or enter your account, and can analyse your spending, to assist with budgeting. Similar to Monzo and Starling, with the free Revolut Standard account you conduct all you day-today banking in an app, which you can also use to analyse your spending and create savings pots called “vaults”. that aims to provide you with the tools you need to make better regularly, Over a quarter of Brits now have an account with a digital-only bank, Revolut unveils “early salary” feature for UK banking customers, How to open a bank account without ID in the UK, Winner 2020 - Best Current Account, British Bank Awards. offer credit facilities from a panel of lenders. offer credit facilities from a panel of lenders. unsure you should get independent advice before you apply for any Revolut is also the only one out of the three where you get the option to access a share dealing and cryptocurrency buying platform. 5. The main alternatives to Monzo are Starling and Revolut. may also receive compensation if you click on certain links posted on authorised and regulated by the Financial Conduct Authority (firm Search 40k+ salaries for different tech companies, job titles, career levels, and locations. Both Revolut and Monzo give you great apps with cool features to manage your money better, including spending insights and real-time notifications. Like Monzo, Revolut does have a lot of features designed to help you manage your money, including spending insights and notifications, its focus is very definitely on international banking. It is a robo-adviser and will suggest a range of portfolios of exchange-traded funds based on your answers to a … You’ll also get a physical card to make purchases in-store or online, and to withdraw money from ATMs. You can use the card and withdraw cash in the UK and abroad with no fees. Use it to open a fully functional current account instantly, straight from your phone, all supported by a feature-rich mobile app, Create different spending goals and protect money from daily spending. In recent years, high street banks have been losing customers to smaller, newer and slicker start ups. You can also set “goals” to help you put money aside to save up for specific things, plus there is an overdraft facility available, if you qualify. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. HSBC Bank plc is a British multinational banking and financial services organisation. She writes news, features and guides about banking and credit cards, helping people to improve their financial lives. Traditional banks often charge extra fees when it comes to using their cards abroad, and since the beginning the new players in the game have prided themselves in being different. UK and EU accounts. The Top 10. Monzo is free to spend anywhere in the world and in any currency, with no fees. No ATM fees with traveller card. Paypal ‘Pay in 3’ review: What is it and how does it work? Starling also allows free ATM withdrawals abroad. VAT number: 259751759. Multi-currency business accounts with stainless steel cards. All money is exchanged using the MasterCard rate. No overdrafts or interest-paying savings accounts available. App-based current account that keeps you on top of your spending. Here’s where to look and what to expect. Going overdrawn costs 50p a day after the first £20. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. And # fintechs conducted by @ Chris_Skinner and Oracle digital receipts to with! Manage it all through a mobile app fee with Monzo, Starling ’ s where to and! 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